AKC Pet Health Insurance

You either love them or you hate them, the members, breeders, and owners who are affiliated with the American Kennel Club. Puppies who are registered with the American Kennel Club are the aristocracy of the dog world, granted entry into the finest clubs and most exclusive clubs. The breeds not recognized by the American Kennel Club or dogs that are of a mixed ancestry often feel like outsiders or commoners.

For all the hoopla surrounding the American Kennel Club only members actually seem to know what it really is.

The American Kennel Club is the largest registry of purebred dogs in the entire world. In 2006 there were over nine hundred thousand dogs registered with the American Kennel Club. In addition to registering dogs the American Kennel Club also host several large shows including the Westminster Kennel Club Dog Show (it is actually older then the kennel club) and the AKC/Eukanuba National Championships.
The American Kennel Club has been registering puppies for over one hundred and twenty-two years. In 2006 the AKC signed a contract with the pet stores Petland but later rescinded the offer after a flurry of controversy.
In addition to hosting dog show and overseeing the registration of hundreds of thousands of dogs each year the American Kennel Club also takes an active interest in canine health research. Some dog owners are familiar with their current advertising campaign promoting their commitment to healthy dogs.

Because the American Kennel Club realizes that the high cost of veterinary care can be difficult for many dog owners to afford they now offer AKC pet health insurance.

The American Kennel Club Healthcare Plan is designed to help offset the high cost of Veterinary treatments, surgery, and prescriptions.

On the American Kennel Club website they have a list of claims that have recently been paid to dog owners who have purchased an AKC pet health care plan. These claims included a $2,600.00 doller claim for poison toadstools, for a recent case of bee stings they paid a claim of $2,200, and the owners of a dog that was bitten by a snake received a check for 1,262, $2,000 for an intestinal resection, and $2,800 paid out for a ruptured ligament. The biggest claim currently listed on the website is for a ruptured vertebral disc that would have cost the owners an additional $3,329 out of their pockets
The American Kennel Club estimates that the average daily cost of a healthcare plan for your dog is approximately sixty-eight cents a day (this is based on the Essential plan’s annual price). You can pick from four different types of healthcare insurance plans, you have a variety of wellness options you can choose from that will help cover dental cleaning, shots, and checkup. Applying for the insurance is supposed to be easy and you can choose to pay monthly or yearly. You get to continue to use you very own veterinarian. The American Kennel Club also offers coverage for cats.
One of the really nice features about the AKC pet healthcare coverage is the sixty-day complimentary trail period.

International Health Insurance

One single best investment you can give to yourself is personal insurance. May it be health insurance, travel insurance or life insurance, it will still give you enough leverage to confidently do your task everyday anywhere without worrying so much that in any moment, an accident might occur.

However, these types of insurance have limited coverage that is not applicable on a particular situation. The situation I am talking about here is when you decide to live in another country. Sure, you have life insurance or health insurance. But these are only applicable within the boundaries of the United States. So if anything happens to you outside the country, these insurances cannot help you in any way. Same thing goes with travel insurances. Although they can be applicable outside of the country, the claim is only limited up to a certain extent such as medical evacuation, trip cancellation, and trip delays.

The bottom line is, when you travel and decided to live outside the United States, these insurance policies you have invested in your life is no longer useful. Thus, you need a particular policy that would be about to give you the coverage you need for this particular situation. You need an international health insurance.

In some way, international health insurance is just the same with other insurance policies available for you. But why get international health insurance?

For those who have no desire or could not afford to travel internationally, there is no need to purchase international health insurance. But for those who are considering going abroad and staying there, this would come in handy.

Of course there are prices to pay. While personal health insurance (valid locally) can cost you wealth, international health insurance costs even higher. But, the amount you pay is nothing compared to the benefits it will provide.

In most cases, basic international health insurance can give you coverage on things such as hospital accommodation, local ambulances, in-patient or in-hospital care, anesthetists’, physicians, and surgeons charges. Some provide you with radiotherapy, oncology, pathology, and radiology coverage.

For wider coverage, a more upgraded international health insurance can answer primary care and primary consultations for outpatient visits. Therapies such as homeopathy, physiotherapy, acupuncture, osteopathy, and primary care and primary consultations including prescribed medicines are covered. For added options, emergency dentistry and at-home nursing care are available at your desire. Of course, the wider the coverage you ask, the more expensive it would be. Usually, the international health insurance with this broad coverage can cost twice as much as the basic.

The coverage does not end here.

You can get more with higher premiums. If you opt for this, you can add options such as organ transplants, psychiatry, childbirth, rehabilitation, general practitioners consultations, home delivery, and other specializations such as eye, ear, nose, and troth consultations. Other coverage can include visit to specialists such as chiropractors, psychotherapists, dietitians, and osteopaths. Scans, x-rays, lab works, and others can also be included in your coverage along with prescribed medicines.

The bottom line for international health insurance is: if you need any medical attention whether here or abroad, you can always tap your insurance policy. After all, accidents strike at any given time, regardless of your location and situation you are into.

Heart Rate Monitors

Heart rate monitors used to be exclusively operated by physicians and nurses alone but that was soon rectified with today’s multi-tasking generation. Every person seemed to want to know about everything that was related to them and that of course included monitoring their own heartbeats.

What is a Heart Monitor
Also known as a cardiac monitor, a heart monitor is a piece of electronic equipment that can be used to track or observe heart functions continuously. It allows people to place a numerical value on their healthiness based on their heart rate and have a target heart rate to work for. The more complex versions of the heart monitor allow physicians to see any signs of deterioration or improvement and make the necessary adjustments immediately.

Types of Heart Monitors
Today, heart monitors are produced by the millions and designed to cater specific types of individuals. Some heart monitors are primarily designed for weight loss programs while others are meant for the use of athletes or fitness programs. Some are wireless or come as a built-in feature of exercise equipment like a treadmill or an exercise bike. It can be strapped to your wrist or of considerable size. It may or may not emit any electromagnetic waves, depending on its purpose. A fetal heart monitor, for instance, must not produce any waves at all as this may affect the health of the baby.

Factors on Selecting the Best Heart Monitor for You

ECG-Accurate Monitors with Chest Straps – Heart monitors that come with chest straps are more often not the most accurate of heart monitors. The chest strap is strapped around your chest, a few centimeters below your breast. It contains a device that’s able to detect electrical activity of your heart and transmit it to the brain of the machine – just like an ECG. The results are shown on the display monitor, which most of the times is attached to your wrist like a watch. Others however prefer results to be transmitted through audio messages via earphones.

Upon choosing heart monitors with chest straps, you need to remember to keep the strap constantly connected to your body lest you want the heart monitor to produce inaccurate readings.

Lastly, the only alternative against buying heart monitors with chest straps are the ones that rely on pulses on your fingertips. These however do not provide readings as accurate as those with chest straps.

Heart Monitor Features – Basic and lower end models tend to display only your heart rate and maybe the elapsed exercise time as well. This of course does not provide sufficient information if you want to know exactly how much you need to improve before you can be qualified as a completely healthy individual. Higher end models will naturally offer a wider range of features – for a price. Examples of such features are – but not limited to – heart rate zone alarms, timers and number of calories burned. It may also allow users to set pre-programmed workouts along with a targeted heart rate.

Ease of Use – Lastly, you must purchase a heart rate monitor that you will have no problems of using. What good would a high end heart monitor do if it takes you an hour to operate it? Are the numbers and words appearing in the heart rate monitor readable? Can it be used in no-light situations? Are buttons well-labeled and ergonomically positioned?

To Buy or Not to Buy a Heart Monitor
Heart monitors can be especially costly, more so if you are intent on purchasing higher-end models. If you have a limited budget, you should ask yourself whether or not you truly need to buy a heart monitor. You can of course purchase one of the lower-end models but low quality heart monitors can lead to inaccurate results and that sort of defeats the purpose of buying one.

If you are intent on purchasing a heart monitor, you need to ask yourself another question: do you need to make a solo purchase or is it alright with you to use the heart monitor that comes as a built-in feature of a treadmill? Lastly, you should remember as well that you can always pay your doctor regular visits and have him monitor your heart rate for you.

How To Determine Your Body pH Balance

Herbal programs may work more effectively when the pH is in balance. Get more from your supplementation program by balancing your pH. Your body is able to assimilate minerals and nutrients properly only when its pH is balanced. It is therefore possible for you to be taking healthy nutrients and yet be unable to absorb or use them. If you are not getting the results you expected from your nutritional or herbal program, look for an acid alkaline imbalance. Even the right herbal program may not work if your body’s pH is out of balance.

Note that a food’s acid or alkaline-forming tendency in the body has nothing to do with the actual pH of the food itself. For example, lemons are very acidic, however the end-products they produce after digestion and assimilation are very alkaline so lemons are alkaline-forming in the body.

Likewise, meat will test alkaline before digestion but it leaves very acidic residue in the body so, like nearly all animal products, meat is very acid-forming.

The correct ratio of acid and alkaline forming foods is difficult to know since the balance is altered by chewing, food preparation, individual lifestyle, genetics, exercise, and mental outlook. However, those prone to infections, viruses, excess mucus problems and other toxic acidic conditions need to increase their alkaline diet.

The Saliva PH test is a simple test you can do to measure your susceptibility to cancer, heart disease, osteoporosis, arthritis, and many other degenerative diseases.
There is a simple way of measuring saliva pH. First, you must wait at least 2 hours after eating. Fill your mouth with saliva and then swallow it. Repeat this step to help ensure that your saliva is clean. Then the third time, put some of your saliva onto the pH paper.

The pH paper should turn blue. This indicates that your saliva is slightly alkaline at a healthy pH of 7.4. If it is not blue, compare the color with the chart that comes with the pH paper. If your saliva is acid (below pH of 7.0) wait two hours and repeat the test.

Some health food stores and pharmacies stock pH paper. What you are looking for is narrow range pH paper measuring pH 4.5 to 7.5 or pH 4.5 to 8.5. These pH strips to measure acid/alkaline balance pH belong in every family medicine kit, right beside the thermometer to measure body temperature.

pH paper for the test are relatively easy to acquire. Some health food stores and pharmacies stock pH paper. What you are looking for is narrow range pH paper measuring pH 4.5 to 7.5 or pH 4.5 to 8.5. These pH strips to measure acid/alkaline balance belong in every family medicine kit, right beside the thermometer to measure body temperature.